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Mobile Transaction Services

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Driving Value from the Mobile Channel

Leveraging direct accountability for Mobile Banking platform deliveries in the UK and Australia, we understand the end user. 
 
The media and industry press are full of a diverse range of solutions and offerings - however which ones actually deliver a viable commercial business model, and importantly tie to a real business or consumer need for your organisation or government agency?
  • Should Mobile Banking simply be Internet Banking on a Phone; or should it drive strategic operational outcomes in managing Call Centre loads on queries from Loan Application status, Card delivery status, Collections Management or Available to Spend thresholds?
  • Can the Mobile anchor new Affinity relationships to drive retail spend, incremental fee revenue and differentiate your core offering?
  • Consumers are not all savvy with the latest Mobile capability; should the focus be on SMS (Premium or Consumer rate), Java applications or Web browser? 
  • Transactions are essentially made of three parts: Initiation => Verification/Authorisation => Fulfilment; where in this chain should Mobile be utilised for best effect?
  • Out of Band Authentication is gaining strong attention in securing online resources; how best to use the Mobile device in this domain and what solutions are available today?
  • Is there a business case for Near Field Communication (NFC) or are Quick Response (QR) codes the sensible solution for here and now adoption?

If you are a Bank, Retailer, Money Remitter or Content Provider; the Mobile Channel has evolved to provide new models to interact with your Customers and achieve a viable ROI. Contact us to arrange a briefing on how the Mobile can work for you.